Step 4: Mortgage Consultation and Full Mortgage Approval

First, a little education. Then, discuss the plan.

Now that we have your complete application and full documentation package, it's time to meet with Matt to discuss your options and implement a mortgage plan. 

At this time in the process, we will discuss how long you plan to keep the home and mortgage loan and your monthly payment budget objective. For example, a variable rate loan could be best to avoid considerable penalties if planning to sell in a few years.

We will also discuss The Smith Manoeuvre and if it is a good fit for your short and long-term financial goals.

It's best to set aside 45 minutes to an hour to allow us to have a comprehensive discussion about your financial situation and objectives, making sure that we factor in all vital information for you to make an informed financial decision.

Click here to schedule your mortgage consultation.

We want to know you better. Please fill out our All About You Form so we can cater to you throughout the mortgage process and into the future.